Our experienced team of professionals has tips and tricks to help make your banking and money management easier. The knowledgeable advice of our bankers can be a valuable resource to help you build a better financial future. Learn from the pros!
In 2022, U.S. Consumers lost $43 billion in identity theft & fraud. Continue reading to learn how you can keep your information safe, as well as how to respond if you or a loved one are a victim.
You may have seen or heard Member FDIC many times, but have you ever stopped and asked yourself what it means? Check out this article to learn more about the importance of FDIC Insurance.
Very important, saving money is! Whether you are a young Padawan or a Jedi Master, you can learn these 3 valuable financial literacy lessons from Yoda.
Understanding the Recent Changes to Mortgage Fees & LLPAs
Are lower credit score borrowers really given a "better deal" than individuals with higher credit scores? Here are the FACTS and FICTION concerning recent changes to loan level price adjustments (LLPAs) on mortgages.
Break Up with Romance Scams
Romance scams have nearly tripled in the past few years. Here’s what you need to know about romance scams to protect your heart…and your finances.
The 12 Scams of Christmas
More Presents, Less Scams Please: Holiday Shopping 101
Are You Cyber Secure?
A Young Adults Guide to Take Control of Finances
You've Been Scammed. Now What?
The First Step in Your Baby's Financial Journey
Check Fraud 101
How to Prepare Your Teen for Financial Responsibility After Graduation
Before summer ends, be sure to add talking to your graduate about money management to your list.
"FREE" Public Wi-Fi is Never Private
A great perk of traveling is finding a free Wi-Fi spot but be careful you are not signing up for more than you bargained for.
Look Twice: It Could Be a Card Skimmer
As you get ready to go on vacation and relax this summer, did you know you may also become more susceptible to fraud because of card skimming? By using a card skimming device, fraudsters can steal your financial information. Here are some methods to help prevent your card from being skimmed.
Text Message Scams are on the Rise
People have fallen victim to text scams appearing to be from companies like Amazon, FedEx, or Verizon. These messages may look legitimate, but you should be cautious before clicking any links. Here are some things to watch for and think about when receiving a text that could indicate a scam.
5 Tips to Stay Safe on Social Media
Social media provides a great way to connect with our friends and family. However, you should always be cautious about what information you share. Nothing we share on the internet is private, but we can implement these 5 strategies to add layers of protection.
Advice to Keep You Protected
Flatwater Bank is committed to ensuring our cyber security capabilities continue to provide customers with optimal protection from cyber threats. Recent world events are an excellent reminder that we need to be extra vigilant. Here are ways we are protecting your information and strategies you can take to protect yourself.
Make Your Donation Count
People can take advantage of your generous spirit. Instead of your donated funds contributing to a charitable organization, your money can end up in a scammer's bank account. Here are two things to keep in mind to make your donation count.
How to Avoid Falling Victim to Student Loan Scams
If you have a federal student loan, you will soon be required to begin making repayments starting September 1, 2022. This update is creating a perfect breeding ground for scammers to take advantage of those with student loan debt.
Choosing Beneficiaries for Your HSA
When you set up your HSA, you can choose a beneficiary should you pass on before using all the funds in the account. However, did you know that only surviving spouses named as beneficiaries are able to retain the tax advantages associated with these accounts?
Important Fraud Alert
Recently, we have been made aware of a growing number of “spoofing” attempts being made in the financial industry, including on Flatwater Bank customers. Fraudsters are using falsified caller ID numbers — or what appears to be legitimate text messages — to trick them into providing sensitive information.