Our experienced team of professionals has tips and tricks to help make your banking and money management easier. The knowledgeable advice of our bankers can be a valuable resource to help you build a better financial future. Learn from the pros!
#insidertips #moneytips
10/11/2024
Practice Safe Checks
Discover the information that's at risk every time you write a check. Together, Flatwater Bank and the American Bankers Association (ABA), are working to help educate customers on how to use checks safely.
Why Monitor Your Credit Report
Checking your credit history and credit score can help you better understand your current credit position. It can also help you detect any inaccurate or incomplete information.
Important Info. for Business Owners: Beneficial Owner Reporting
As of January 1, 2024, many companies were required to start reporting information about who owns or controls their company (beneficial owner). If your company was created before January 1, 2024, you have until January 1, 2025 to report. Learn
04/12/2024
Trigger Leads: How to Opt-Out
Have you wondered why unsolicited calls, text messages, or junk mail from lenders occur right after you have applied for a loan? Learn about "trigger leads" and how you can opt-out.
02/14/2024
Break Up with Romance Scams
Romance scams have nearly tripled in the past few years. Here’s what you need to know about romance scams to protect your heart…and your finances.
01/26/2024
Safeguarding Your Finances: Tips for Tax Identity Theft Awareness Week
In a world where digital transactions and financial activities are prevalent, understanding the threats associated with tax identity theft is crucial. Here are four (4) tips to help keep your financial and tax information safe.
12/20/2023
Fake Shipping Notifications
When you order something online, you might get several emails or text messages confirming your order, telling you it shipped, or notifying you about delivery. Did you know that scammers send fake shipment and delivery notifications to try to steal people's personal information?
07/25/2023
ID Fraud
In 2022, U.S. Consumers lost $43 billion in identity theft & fraud. Continue reading to learn how you can keep your information safe, as well as how to respond if you or a loved one are a victim.
06/21/2023
FDIC Insurance
You may have seen or heard Member FDIC many times, but have you ever stopped and asked yourself what it means? Check out this article to learn more about the importance of FDIC Insurance.
Very important, saving money is! Whether you are a young Padawan or a Jedi Master, you can learn these 3 valuable financial literacy lessons from Yoda.
05/02/2023
Understanding the Recent Changes to Mortgage Fees & LLPAs
Are lower credit score borrowers really given a "better deal" than individuals with higher credit scores? Here are the FACTS and FICTION concerning recent changes to loan level price adjustments (LLPAs) on mortgages.
12/01/2022
The 12 Scams of Christmas
11/02/2022
More Presents, Less Scams Please: Holiday Shopping 101
09/16/2022
A Young Adults Guide to Take Control of Finances
09/01/2022
You've Been Scammed. Now What?
08/09/2022
The First Step in Your Baby's Financial Journey
08/01/2022
Check Fraud 101
07/08/2022
How to Prepare Your Teen for Financial Responsibility After Graduation
Before summer ends, be sure to add talking to your graduate about money management to your list.
06/28/2022
"FREE" Public Wi-Fi is Never Private
A great perk of traveling is finding a free Wi-Fi spot but be careful you are not signing up for more than you bargained for.
06/01/2022
Look Twice: It Could Be a Card Skimmer
As you get ready to go on vacation and relax this summer, did you know you may also become more susceptible to fraud because of card skimming? By using a card skimming device, fraudsters can steal your financial information. Here are some methods to help prevent your card from being skimmed.
05/06/2022
Text Message Scams are on the Rise
People have fallen victim to text scams appearing to be from companies like Amazon, FedEx, or Verizon. These messages may look legitimate, but you should be cautious before clicking any links. Here are some things to watch for and think about when receiving a text that could indicate a scam.
04/05/2022
5 Tips to Stay Safe on Social Media
Social media provides a great way to connect with our friends and family. However, you should always be cautious about what information you share. Nothing we share on the internet is private, but we can implement these 5 strategies to add layers of protection.
03/25/2022
Advice to Keep You Protected
Flatwater Bank is committed to ensuring our cyber security capabilities continue to provide customers with optimal protection from cyber threats. Recent world events are an excellent reminder that we need to be extra vigilant. Here are ways we are protecting your information and strategies you can take to protect yourself.
03/01/2022
Make Your Donation Count
People can take advantage of your generous spirit. Instead of your donated funds contributing to a charitable organization, your money can end up in a scammer's bank account. Here are two things to keep in mind to make your donation count.
12/28/2021
How to Avoid Falling Victim to Student Loan Scams
If you have a federal student loan, you will soon be required to begin making repayments starting September 1, 2022. This update is creating a perfect breeding ground for scammers to take advantage of those with student loan debt.
10/18/2021
Choosing Beneficiaries for Your HSA
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When you set up your HSA, you can choose a beneficiary should you pass on before using all the funds in the account. However, did you know that only surviving spouses named as beneficiaries are able to retain the tax advantages associated with these accounts?
09/13/2021
Important Fraud Alert
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Recently, we have been made aware of a growing number of “spoofing” attempts being made in the financial industry, including on Flatwater Bank customers. Fraudsters are using falsified caller ID numbers — or what appears to be legitimate text messages — to trick them into providing sensitive information.
10/02/2023
Can You Spot a Phishing Scam?
