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Insider Tips

Our experienced team of professionals has tips and tricks to help make your banking and money management easier. The knowledgeable advice of our bankers can be a valuable resource to help you build a better financial future. Learn from the pros! 

 #insidertips  #moneytips


12/01/2022

The 12 Scams of Christmas

It's the most fraudulent time of the year. Identify these common scams as published by the Better Business Bureau.

 

11/02/2022

More Presents, Less Scams Please: Holiday Shopping 101

Someone holding a wrapped gift in their hands.
Get what you pay for and protect your money this holiday season with these tips to help mitigate your shopping risks.

 

10/01/2022

Are You Cyber Secure?

Computer code
We want every person to become a pro at spotting online scams—and stop bank impostors in their tracks. It starts with these four words: Banks Never Ask That.


09/16/2022

A Young Adults Guide to Take Control of Finances

In our years of involvement in local financial education efforts, we’ve found that these 5 steps are the key to take control of your finances.


09/01/2022

You've Been Scammed. Now What?

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Even the most alert person is not immune to fraud attempts. Here’s what you should do if you think you’ve been scammed.


08/09/2022

The First Step in Your Baby's Financial Journey

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Spare change? Drop it in your child’s savings account. Birthday money? Set it aside. Contrary to belief, you don’t have to have a ton of money to begin saving for your child.


08/01/2022

Check Fraud 101

a signed check on a table.
One of the most frequently used methods of fraud is fake checks. Here are 4 things to keep in mind before rushing to deposit an unsolicited check.


07/08/2022

How to Prepare Your Teen for Financial Responsibility After Graduation

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Before summer ends, be sure to add talking to your graduate about money management to your list.

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06/28/2022

"FREE" Public Wi-Fi is Never Private

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A great perk of traveling is finding a free Wi-Fi spot but be careful you are not signing up for more than you bargained for.

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06/01/2022

Look Twice: It Could Be a Card Skimmer

Person inserting debit card into a gas station card reader

As you get ready to go on vacation and relax this summer, did you know you may also become more susceptible to fraud because of card skimming? By using a card skimming device, fraudsters can steal your financial information. Here are some methods to help prevent your card from being skimmed.

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05/06/2022

Text Message Scams are on the Rise

Screen of phone with fraudulent text message

People have fallen victim to text scams appearing to be from companies like Amazon, FedEx, or Verizon. These messages may look legitimate, but you should be cautious before clicking any links. Here are some things to watch for and think about when receiving a text that could indicate a scam.

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04/05/2022

5 Tips to Stay Safe on Social Media

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Social media provides a great way to connect with our friends and family. However, you should always be cautious about what information you share. Nothing we share on the internet is private, but we can implement these 5 strategies to add layers of protection.

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03/25/2022

Advice to Keep You Protected

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Flatwater Bank is committed to ensuring our cyber security capabilities continue to provide customers with optimal protection from cyber threats.  Recent world events are an excellent reminder that we need to be extra vigilant.  Here are ways we are protecting your information and strategies you can take to protect yourself.

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03/01/2022

Make Your Donation Count

Glass cauldron-shaped bowl filled with U.S. coin currency on top of an outdoor wooden table.

People can take advantage of your generous spirit. Instead of your donated funds contributing to a charitable organization, your money can end up in a scammer's bank account. Here are two things to keep in mind to make your donation count.

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02/01/2022

Love Is In the Air & So Are Romance Scams

Close up image of person on phone using a dating app

According to the Federal Trade Commission, reports of online romance scams have nearly tripled in the past few years. Here’s what you need to know about romance scams to protect your heart…and your finances.

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12/28/2021

How to Avoid Falling Victim to Student Loan Scams

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If you have a federal student loan, you will soon be required to begin making repayments starting September 1, 2022. This update is creating a perfect breeding ground for scammers to take advantage of those with student loan debt.

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10/18/2021

Choosing Beneficiaries for Your HSA

a couple laughing together

When you set up your HSA, you can choose a beneficiary should you pass on before using all the funds in the account. However, did you know that only surviving spouses named as beneficiaries are able to retain the tax advantages associated with these accounts?

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09/13/2021

Important Fraud Alert

close up image of laptop keys

Recently, we have been made aware of a growing number of “spoofing” attempts being made in the financial industry, including on Flatwater Bank customers. Fraudsters are using falsified caller ID numbers — or what appears to be legitimate text messages — to trick them into providing sensitive information.

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