Central Nebraska's Business Bank

At Flatwater Bank, we offer loans for every situation. Beyond competitive rates and terms, we offer a loan officer assigned to understanding your business and providing the exceptional service your company deserves.

	Lines of Credit We can provide you with short-term working capital with flexible revolving lines of credit customized for your business.
	Secured Small Business Term Loans A term loan to purchase assets such new as equipment or machinery, secured by assets, can be structured to meet the cash flow needs of your business.
	Real Estate & Construction Loans Looking to expand, refinance or acquire new property? Flatwater Bank offers both interim construction loans and permanent real estate financing at convenient terms.
	Government Loans We can work alongside local agencies to aid in financing your business. We can help you determine if conventional, SBA, or other loans may be right for you.
	Other Business Products We offer a variety of other products and services including business checking & savings accounts, business remote deposit capture, cash management services, online & mobile banking, ACH payroll services, merchant processing, and more to make your banking experience convenient and secure.

You need personal service from a banker who understands your business. We have been focused on serving small businesses since 1902 and have worked with clients to build solutions around their needs. We make local decisions and, like you, we are in it for the long haul.

	True Partnership Whether you are a business of one or one hundred, you can count on us to make banking simpler and your success more achievable.
	Unmatched Service Our loan officers are committed to have a deep understanding of your business to provide you with the exceptional service you deserve. When you choose us, you will have a dedicated lender working to understand your goals.
	Flexible and Customizable Products There is no one-size fits all approach when it comes to your business.  Your banker will work with you to customize a loan package with flexible payment options that will work with your cash flow needs.