Flatwater Bank

This slideshow visually displays up to three slides one at a time. The carousel is set to autoplay a different slide every eight seconds. Inactive slides are hidden for all users. Use play/pause button, slide pagination, left/right arrow keys, or swiping to navigate through all slides. All links contained in the carousel are available in website navigation or elsewhere on the page.
Move past the hero section
Young boy holding American flag
Still...

Focused on the communities we serve.

 
Smiling woman in conversation with friends
Person to Person Payments

Simple, secure, instant.

 
Corn field

Agriculture

Partnering with Nebraska Agriculture Since 1902.

 
 
 
 
 
 
 
Do you want parallax scrolling enabled on the images in the hero section?
Welcome to

Flatwater Bank

We are proud to be your community bank.  We are family owned and work hard to offer our customers the very best in banking. Please give us a call, contact us, or explore our site to learn how we can serve your banking needs.
This slideshow visually displays up to six slides. On mobile devices this slideshow displays slides one at a time. Inactive slides are hidden for all users. Use slide pagination, left/right arrow keys, or swiping to navigate through all slides. All links contained in the carousel are available in website navigation or elsewhere on the page.
Move past the quicklinks section
chat icon
Contact Us
 
Send us a message and our team will be in touch!
 
mobile app icon
Mobile App
 
Our mobile app makes it easy to check balances, make transfers, deposit checks and more!
 
credit/debit cards icon
Lost or Stolen Card
 
Don’t stress. If your card has been lost or stolen, let us know and we’ll help you take the next steps.
 
money bubble icon
insider tips
 
Our experienced team of professionals has tips and tricks to help make your banking and money management easier.
 
piggy bank icon
Youth Savings
 
We make saving fun! It’s never too early to create healthy money management habits.
 
money bag with calculator icon
Retirement
 
Create long-term goals so you can reach your golden years with ease. We’re here to help!
 
Woman in face mask shopping for tomatoes in grocery produce aisle
COVID 19 

We are all in this together.

 Flatwater Bank is ready and able to support anyone that has been impacted by the Coronavirus.   We encourage you to reach out to us to discuss options available to you.
Here are some resources you may find helpful:
 
COVID 19  Resources                           COVID 19 Business Resources
This slideshow visually displays up to three slides. On mobile devices this slideshow displays slides one at a time. Inactive slides are hidden for all users. Use slide pagination, left/right arrow keys, or swiping to navigate through all slides. All links contained in the carousel are available in website navigation or elsewhere on the page.
Move past this ad section
Picture of a mobile phone being held by man sitting on ground
Flatwater mobile app

The branch that never closes.

 
Download our mobile app for Apple or Android smartphones and tablets!
 
Smiling woman sitting in front of laptop reading a financial statement
ACCOUNT UPDATES

New Product Offerings!

 
At Flatwater Bank, our goal is to provide you the best products and services to meet your banking needs. You may have received a communication alerting you to the fact that at least one of your accounts will be updated to a newer product offering. 
 
Mature couple on a boat
Mortgage loans

Here For All Your Mortgage and Refinance Needs.

 
We are here to help our customers, neighbors and friends with the financing needed to purchase or build the home of your dreams.
 
recent news

Happening, headlines and insights

We've carefully crafted helpful articles, and event to help keep you informed.
 
Pay anyone, anywhere. Sign-up for Flatwater Bank Bill Pay and pay bills from your computer or our mobile app.

Explore bill pay
Use our mortgage refinance calculator to see if refinancing your mortgage is right for you.  Or, give our mortgage department a call and we'll help you explore options.

View calculator
Flatwater Bank has partnered with Cyberscout to help keep you secure.  If you think you might be a victim of identity theft we can help.

Learn how we have your protected