Son hugging father in doorway



Assistant Vice President, Morgan Fornoff standing in front of house on the sidewalk behind a sign that says, "Financing Provided by: Flatwater Bank"If you are considering buying a new home or refinancing your existing mortgage, we would love a chance to work with you.

At Flatwater Bank, we pride ourselves in having a mortgage department that will take the time to sit down with you to find the best loan product to meet your financial needs.  We strive to make the mortgage process hassle free.  
We Finance the Following Types of Properties:
  • Owner Occupied
  • Rural Residential Loans
  • Cabin Mortgages and Second Homes
  • Vacant Land Mortgages
  • Investment or Rental Property Loans
  • Construction Loans
  • Most Government Programs, Such as NIFA, USDA/RD, VA, and FHA
All Backed by:
  • Local Service
  • Personal Attention
  • Traditional Fixed Rates Available

Ready to Apply?