Debit card held in hand

Business Services

Our business accounts are designed to make your banking experience convenient, flexible, scalable, and secure. We offer many services* tailored to the needs of your business:

*fees may apply
Being a successful business takes a great product or service delivered with a smile. It also means being accessible to customers and working smarter. Merchant services, such as credit and debit card processing solutions from Flatwater Bank, help our local businesses accomplish both!

All our solutions include the following:
  • Next Day Funding (available if transactions are settled before 6 pm CST)
  • Extremely Competitive Processing Rates
  • No Long-term Contracts or Early Termination Fees
  • Transparent Pricing Structure You Can Understand
  • Dedicated, Personal Merchant Support
  • A Variety of Equipment Options
We offer terminal based, web based, or mobile based processing. Visit with one of our bankers to determine the right fit for your needs!
No more trips to the bank to make deposits!

With Remote Merchant Deposit Capture from Flatwater Bank, you'll enjoy the fastest, most secure way to deposit checks without ever leaving the office! Your business can scan, submit and deposit all your checks directly from a desktop computer.

  • No Deposit Slips to Prepare or Photocopies to Make
  • Cut Time-consuming Trips to the Bank and Add More Time to Your Day
  • Faster Check Clearing Accelerates Funds Availability and Cash Flow
  • Faster Check Clearing also Allows You to Learn about Return Items Quicker
  • Deposits Can be Made from Multiple Locations
  • Substantially Lowers the Cost of Payment Processing
How it Works:
  1. Scan checks from the desktop scanner provided to you when you sign up for the service.*
  2. View images of the scanned checks right from your computer; dollar amounts are automatically calculated, and your deposit is ready.
  3. Send your deposit electronically to the bank through a secure internet connection.
  4. Funds are deposited without ever leaving the office. Deposits made by 4:00 pm CST on any business day will be credited the same day.
*fees may apply