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Certificates of Deposit (CDs)

The flexibility and guaranteed interest rate offered by Certificate of Deposit (CDs) makes them a popular choice for anyone wanting to maximize their return. Flatwater Bank offers a variety of terms and rates on our CDs to meet your investment needs. Our staff is well trained to help customize your CD to get you the outcome you are looking for.
  • Fixed term interest rates
  • Terms from 7 days to 60 months
  • Flexible interest payment options
  • Penalty may be imposed for early withdrawal on traditional CDs
If you are waiting for rates to increase and want to put a little bit of interest back into your savings, check out our Anytime CD!
  • Open with as Little as $500.00
  • No Penalty for Early Withdrawal*
*We’ll hand over your full balance and accrued interest any time after the first 6 days of funding your CD