Debit card held in hand

Debit Cards

Instant Issue Debit Cards

Ready when you are.

In today's world, you expect immediate solutions. We do, too. That's why we offer Instant Issue Visa® debit cards. Just walk in, open an account or request a new debit card, and walk out with the new card in-hand...instantly! No more waiting to receive a card in the mail; no more inconvenience, having to carry cash or checks until a new card is received.

Everyone needs a convenient debit card. Our Visa® debit card gives you 24-hour access to your checking account for easy purchases almost everywhere. Your purchases are automatically deducted from your checking account, and every transaction is detailed on your account statement. Easy, right?

We've got you covered.

All of our VISA® debit cards come with protection through Card Sentry, our proactive risk management tool. Card Sentry evaluates your purchase history and fraud patterns to identify uncharacteristic activity on your card. If fraud is detected, a fraud analyst will notify you and the bank of the suspected activity.

If you already have a Flatwater Bank Visa® debit card make sure it remains available as you travel.


If you are planning to take a trip outside the contiguous states of Nebraska (or where you don’t regularly travel) be sure to let us know before you go to make sure your service remains uninterrupted. You can contact us using this form , by calling or stopping in one of our branch locations. 

Lost or Stolen Card? 

How to Report a lost or stolen debit card? Anytime you suspect your card has been lost or stolen, contact the bank as soon as possible to notify us. In the meantime, if you use Flatwater Bank's mobile app or Flatwater Bank's online banking you can turn your card off the moment you realize it's been lost or stolen. Click here to learn how.

Other benefits:
  • 24-hour access to account
  • Widely accepted by merchants around the world
  • Reduces check writing and check expenses
  • Transactions itemized on your statement

School Spirit Card

With our school spirit Visa debit cards, teachers, parents, students and fans can show their true colors with every purchase!  For only $10 per card, loyal supporters can receive a debit card with their favorite school logo and chip technology!  Flatwater Bank will donate $5 to the Booster Club of the selected school for each new card ordered.

Brady, Ansley, and Gothenburg School Spirit Visa Debit Cards with surrounding text reading your team, your community, your card. Show your school pride by getting your spirit card today!