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Online & Mobile Services

The branch that never closes!

One simple login. Use the same login to access Flatwater Bank's Online Banking or Mobile App. You can access any of your deposit or loan accounts with a personal computer, laptop, tablet or smartphone, or using our mobile app.  Plus, you can have access to your accounts 24 hours a day, 7 days a week.

Use Online Banking or the App to:

  • Make purchases using your digital wallet
  • Pay bills
  • Send Money to friends using Pay a Person (P2P)
  • Check account balances
  • View deposit and withdrawal information
  • See if a check has cleared
  • Activate your debit card
  • Transfer funds or make loan payments
  • Download account information into your favorite personal financial management software
  • Create customized alerts to notify you of account balances and transactions
  • Download or print your statements (learn about online statements here)
Signing up is easy and best of all, it's FREE! Our enrollment process will take you to a secure form where we'll ask for your social security number, contact information, and verification information (using credit history).
If you have any questions, don't hesitate to call (308-537-7181) or email us.
With Flatwater Bank Bill Pay you can use Online Banking or our Mobile App to pay your bills quickly, easily, and securely. Writing checks and buying stamps can be a thing of the past!

  • Pay anyone, anywhere, anytime
  • Schedule a onetime payment or an automatic recurring payment for each payee
  • Check your pending payments and see a payment history for all your merchants
To use Bill Pay you'll need to be registered for Online Banking. If you are currently an Online Banking user, login and select 'Move Money' from the main menu to get started.
Download the Flatwater Bank Mobile App for your Apple and Android smartphones and tablets.
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  • Everything you can do in Online Banking and more!
  • Deposit checks from your mobile device using the app
  • Pay bills on the go
  • Manage accounts on the go
  • View account activity and balances
  • Add notes to receipts
If you already use Online Banking, download the app and login using your existing username and ID. Once logged in, you'll see your account(s). The app will look just like Flatwater Bank Online Banking. You can do everything you can with online banking, plus make deposits:

Whether you're paying a friend for picking up the bill at lunch or sending money to a child at college, person to person payments are secure, instant, and free.  Learn about P2P here.
A faster, easier and secure way to pay.

With digital wallets you can make purchases with your mobile device and your Flatwater Bank VISA® debit card.  It's convenient, free, and secure. 
Your card information is available on your mobile device, so you don't have to carry your card with you.  Just add it to the digital wallet already on your mobile device or download the app in your app store.  
Digital Wallets provide a safer way to pay because your card number is never shared with the merchant. To protect you and your card information, the card number and personal information are not actually stored on the phone.  Your card number is only used to set up your digital wallet.
Depending on your mobile device you will be required to authenticate yourself using a PIN, passcode, facial recognition or your fingerprint to make purchases, adding an additional layer of security.