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Online & Mobile Services

Online Banking & Our Mobile App

Use one simple login to access Flatwater Bank's Online Banking or Mobile App with a personal computer, laptop, tablet or smartphone. It's the branch that never closes with 24/7 access.
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Benefits & Features:

Signing up is easy and best of all, it's FREE!

If you currently have a username and password to access online banking or our mobile app, you are all set!  

If you do not have login information, our enrollment process will take you to a secure form where we'll ask for information to verify your identity (social security number, credit history information, etc.) and get you set up with a username and password.  This can be used to login to online banking OR the mobile app. 

Once you are registered select "login" on the menu bar at www.flatwater.bank or download our app to get started.

If you have any questions, don't hesitate to call (308-537-7181) or email us.

Download the Flatwater Bank Mobile App for your Apple and Android smartphones and tablets.

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If you already use Flatwater Bank Online Banking, download the app and login using your existing username and password.  Once logged in, you'll see your account(s).  The app will look just like Flatwater Bank Online Banking.

With Flatwater Bank Bill Pay you can use Online Banking or our Mobile App to pay your bills quickly, easily, and securely. Writing checks and buying stamps can be a thing of the past!

  • Pay Anyone, Anywhere, Anytime
  • Schedule a One-time Payment or an Automatic Recurring Payment for Each Payee
  • Check Your Pending Payments and View a Payment History for all Your Merchants
To use Bill Pay you'll need to be registered for Online Banking. If you are currently an Online Banking user, login and select 'Move Money' from the main menu to get started.

Whether you're paying a friend for picking up the bill at lunch or sending money to a child at college, person to person payments are secure, instant, and free.  Learn about P2P here.
A more convenient way to make deposits.

Life is busy, so the days of having to go to the bank to make a deposit is long gone.  Learn how to deposit to your account from your mobile app here.