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Compare Personal Checking Accounts

We have checking options perfectly

suited for everyone.


(requires 1 direct deposit or electronic debit item and minimum # of debit card purchases)

- YES w/5 VISA debits YES w/10 VISA debits
Minimum Balance $0 $5001 $2,5001
FREE 1st Box of Checks (specialty gray single copy checks only) - YES YES
School Spirit Debit Card (bank donates $5 to school booster club)star icon $10 $10 FREE
FREE Foreign ATM Fees per cycle2 3 6 12
Foreign ATM Service Charge Rebate3 - $5 $10


FREE Debit Card Fraud Protection YES YES YES
FREE CyberScout ID Theft Assistance YES YES YES
CD Bonus Rate of .50% 4 - YES YES
Consumer Loan Discount of .25% 5 - YES YES
FREE Safe Deposit Box
for 1 yearstar icon6
FREE Money Orderstar icon - - YES
WAIVED Sweep Fee - 1 per year 2 per year
WAIVED Stop Payment Fee - - 2 per year
star iconRewards for Age 55+, Active Military, or Veteran

Plus, all of our consumer checking accounts include the following features:

See account disclosures for complete details.

^Free online statements or $2 for paper statements (Waived for active military, veterans, and customers age 55 years or older.  Please contact the bank to receive this reward).

1 Maintenance fee if balance is not maintained:  $5 Pioneer, $10 Horizon.
2 The bank will allow up to the specified number of foreign ATM fees (per account type) for free on transactions made at ATMs not owned by the Bank (considered foreign ATMs) per statement cycle.  Your account will automatically be credited at the end of each statement cycle.
3 The Bank will rebate foreign ATM surcharges imposed by the ATM owner up to the total dollar amount indicated (per account type) per statement cycle.  Account holder must request rebate each statement cycle.
4 Standard CD rates only.  Excludes CD specials and new loans.
5 Requires automatic debit on loan payment and new loans.
6 Free for first year of rental.  New box rentals only, size options based on availability.