Flatwater Bank

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Swipe. Tap. Win!  Cash prizes up to $500
 

Tap Into Holiday Joy Using Your Flatwater Bank

Debit Card


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New! My credit manager
 

Free Credit Report and Monitoring Tools.


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PERSONAL CHECKING ACCOUNT

Can't Get to the Bank? Apply Online 









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Welcome to

Flatwater Bank


We are proud to be your community bank.  We are family owned and work hard to offer our customers the very best in banking. Please give us a call, contact us, or explore our site to learn how we can serve your banking needs.
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Online statements

Save trees, save time, save space

 Say goodbye to paper statements and hello to online!  Anywhere, anytime access to your statements with no extra charge or hassle.

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Flatwater mobile app

The Branch That Never Closes.


Download our mobile app for Apple or Android smartphones and tablets!

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Flatwater Social Media

We're Social.


Connect with us on your favorite social media sites!

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Flatwater checking

Which Account is Right For You?


Flatwater Bank offers a variety of checking accounts to simplify your finances and meet your everyday banking needs.

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Happening, headlines and insights


We've carefully crafted helpful articles, and event to help keep you informed.

Pay anyone, anywhere. Sign-up for Flatwater Bank Bill Pay and pay bills from your computer or our mobile app.

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Use our mortgage refinance calculator to see if refinancing your mortgage is right for you.  Or, give our mortgage department a call and we'll help you explore options.

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Flatwater Bank has partnered with Cyberscout to help keep you secure.  If you think you might be a victim of identity theft we can help.

Learn how we have you protected