Flatwater Bank
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New! My credit manager
Free Credit Report and Monitoring Tools.
PERSONAL CHECKING ACCOUNT
Can't Get to the Bank? Apply Online
Agriculture
Still Committed to Agriculture
Welcome to
Flatwater Bank
We are proud to be your community bank. We are family owned and work hard to offer our customers the very best in banking. Please give us a call, contact us, or explore our site to learn how we can serve your banking needs.
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Financial Calculators
Use one of our many online calculators to help you make smart financial decisions.
Mobile App
Our mobile app makes it easy to check balances, make transfers, deposit checks, and more!
Lost or Stolen Card
Don’t stress. If your card has been lost or stolen, let us know and we’ll help you take the next steps.
insider tips
Our experienced team of professionals has tips and tricks to help make your banking and money management easier.
Youth Savings
We make saving fun! It’s never too early to create healthy money management habits.
Retirement
Create long-term goals so you can reach your golden years with ease. We’re here to help!
Online statements
Save trees, save time, save space
Say goodbye to paper statements and hello to online! Anywhere, anytime access to your statements with no extra charge or hassle.
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Flatwater mobile app
The Branch That Never Closes.
Download our mobile app for Apple or Android smartphones and tablets!
Flatwater Social Media
We're Social.
Connect with us on your favorite social media sites!
Flatwater checking
Which Account is Right For You?
Flatwater Bank offers a variety of checking accounts to simplify your finances and meet your everyday banking needs.
Sign up for our quarterly newsletter to get the latest information from Flatwater Bank.
recent news
Happening, headlines and insights
We've carefully crafted helpful articles, and event to help keep you informed.
Pay anyone, anywhere. Sign-up for Flatwater Bank Bill Pay and pay bills from your computer or our mobile app.
Explore bill pay
Use our mortgage refinance calculator to see if refinancing your mortgage is right for you. Or, give our mortgage department a call and we'll help you explore options.
View calculator
Flatwater Bank has partnered with Cyberscout to help keep you secure. If you think you might be a victim of identity theft we can help.
Learn how we have you protected