As a community bank, our experienced lenders are empowered to make fast decisions and recommendations to help you with your lending needs. When you need a lender who understands rural Nebraska, turn to Flatwater Bank.
Our team has years of personal experience in agriculture, agricultural loan expertise, and extensive real estate knowledge. We'll take time to listen to you, and then help you find the right loan to fit your needs. We're just a phone call or email away.


Bret Tiller - NMLS# 457407
vice President of Lending
P: 308-537-7181
F: 308-537-7185
900 Lake Ave • PO Box 81
Gothenburg, NE 69138
Monty Schriver - NMLS# 457294
Vice President of compliance
P: 308-537-7181
F: 308-537-7185
900 Lake Ave • PO Box 81
Gothenburg, NE 69138
Joe Libal - NMLS# 1174531
Assistant Vice President
P: 308-537-7181
F: 308-537-7185
900 Lake Ave • PO Box 81
Gothenburg, NE 69138
Bryan Trimble - NMLS# 804822
Branch President
Morgan Fornoff - NMLS # 1091285
mortgage Loan Officer
P: 308-537-7181
F: 308-537-7185
900 Lake Ave • PO Box 81
Gothenburg, NE 69138
Ty Schurr - NMLS# 1179585
Loan Officer
P: 308-537-7181
F: 308-537-7185
900 Lake Ave • PO Box 81
Gothenburg, NE 69138