- Set up alerts on all sensitive accounts- Credit card providers, banks, and other financial companies already have alerts for suspicious log-ins or transactions on your accounts. You also can enable alerts to notify you of suspicious activity. If you don’t have alerts set up, contact these institutions to enable alerts on all your accounts.
- Enable two-factor authentication on smart devices- All smart devices have the option to enable two-factor authentication where you must answer questions, provide pins or passwords at least twice to gain access to use the device. If working remotely on a company-provided device or personal device, enable two-step authentication to help hinder an attack.
- Always check the source- When receiving emails, click on the sender’s email address before opening the email to see if it is a real source. Why check first? Opening an email from a cyber-hacker can result in compromising your device. Often, cybercriminals install a bot when you open the email and watch for opportunities to take passwords and more!
- Use different passwords for every account or a password manager- For websites that require a password to log in, use different passwords or a password manager to generate unique passwords. Unique passwords contain random phrases or include a combination of letters, numbers, and symbols is one way to help deter cyber-hackers.
- Restrict your social media profiles- Lock down your personal information on your social media profiles by leaving your date of birth, address, location information, and social connections private. Also restrict your social media profiles by not making them public. Common security questions to sensitive accounts often ask security questions about pets, family members, or other information to verify your identity making these Q & A’s easy for cyber-criminals to use.
SAME FOR YOU? - The total household net worth in America is up +47% in the last 4 years and is up +89% in the last 8 years. The total US household net worth was $74.8 trillion as of 6/30/13, was $96.2 trillion as of 6/30/17 and was $141.7 trillion as of 6/30/21 (source: Federal Reserve).
GOT YOUR SHOTS? - 81% of 1,000 small business owners (i.e., firms employing less than 100 workers) who were surveyed in September 2021 say they would require new hires to be vaccinated or they are considering a requirement that new hires be vaccinated (source: Digital.com).
WHAT A DAY! - 13 years ago, this week (on Monday 10/13/08), the single-best trading day for the S&P 500 in the last 71 years (since 1950) took place – a gain of +11.58% (total return) in just 1 trading day. The S&P 500 consists of 500 stocks chosen for market size, liquidity, and industry group representation. It is a market value-weighted index with each stock's weight in the index proportionate to its value (source: BTN Research).
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