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Mobile Banking

Your Finances Anywhere, Anytime - You Choose!

Life is always moving. So Flatwater Bank gives you the tools to help keep up with your money – wherever you go. Click to learn more about each of our mobile solutions: 

Flatwater Bank Mobile Banking Application:

Our mobile banking application is currently available for Android and Apple mobile devices. It allows you to:

- Check available balances

- Pay bills
- View transaction history and check images
- View pending transactions**
- Transfer funds between accounts
- Deposit checks using your phone's camera (learn more)
-Turn your Flatwater Bank debit card on/off in case it's lost or stolen
-Send alerts via email based on account transactions
-Find ATM based on your current location.

The first step is to download our free app* titled "Flatwater Bank Mobile App" based on your phone type:



For detailed instructions on how to access the mobile app, click here. Our database of mobile app FAQs is here.

Text Message Banking:

 A smart way to stay connected with your finances. Choose text or email message alerts to:

  • Get a daily account balance at a specified time
  • Get a monthly balance at a specified day/time, or
  • Receive a message if your balance drops below a specified amount at a particular time of day

You can also send SMS text messages to MOBANK (662265) for the following:

  • BAL (returns default account balance)
  • BAL ALL (returns all account balances)
  • BAL [alias] (returns alias account)
  • ACT (returns activity default account)
  • ACT [alias] (returns activity for alias account)
  • CMD (returns short list of commands)
  • HELP (provides a phone number for support)

*Standard text/internet rates may apply as outlined in your contract with your service provider
**Pending consumer mobile deposits will not show. Transactions will appear when processed at the end of the business day.

InfoLine/Telephone Banking:

Checking/Savings/Money Market Accounts:

  • Available balance
  • Review last 6 checks
  • Inquire if a specific check has cleared
  • Review last 6 electronic withdrawals
  • Review last 6 deposits
  • Review last direct deposit
  • Interest information

You can also:

  • Make transfers between any of your checking and savings accounts
  • Find bank locations and hours
  • Find ATM locations
  • Check current consumer CD rates
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