Certificates of Deposit (CDs)
The flexibility and guaranteed interest rate offered by Certificates of Deposit (CDs) makes them a popular choice for anyone wanting to maximize their return. Flatwater Bank offers a variety of terms and rates on our CDs to meet your investment needs. Our staff is well trained to help you select the best alternative to meet your needs.
- Fixed term interest rates
- Terms from 7 days to 36 months
- Flexible interest payment options
- Penalty may be imposed for early withdrawal on traditional CDs
- Take a look at our rates
If you are waiting for rates to increase and want to put a little bit of interest back into your savings, check out our Anytime CD!
- View Rate
- Open with as little as $1000
- No penalty for early withdrawal*
*We’ll hand over your full balance and accrued interest any time after the first 6 days of funding your CD
Individual Retirement Accounts
Save for retirement now so you can enjoy your golden years in style. Enjoying a carefree retirement requires planning, and it begins by working with the right financial partner. At Flatwater Bank we make it easier to reach your long–term financial goals.
- Save for retirement
- Traditional, Roth, and Coverdell Education IRAs available
- Variable and fixed term rates available
- Long and short-term options
- May offer tax advantages (please consult with your tax advisor for more details)
Individual Retirement Accounts are subject to all IRA rules and regulations.