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Agricultural Loans

Our roots run deep. Since 1902, Flatwater Bank has been committed to serving the financial needs of Nebraska farmers and other agricultural businesses. We offer a complete line of products and services for your agricultural business. Our loan officers can tailor a financial package to meet your lending, operating, and deposit needs!

Experienced Agricultural Bankers

Flatwater Bank has a staff of experienced agricultural bankers who are in tune with the changing needs of agriculture. Our size allows us to have a high level of experience and still have the strong personal service you have come to expect. Regardless of the size of your operation, we have the lending authority and the ability to make decisions locally, to custom design a financing package to fit your needs.

Our agriculture loans include:

Operating Lines of Credit

Use funds as you need them throughout the year but interest accrues only on the amount you actually borrow.

Other features:

  • Can be used for production and other operating expenses
  • Pre-approved lines for future use
  • Flexible repayment terms
  • Competitive rates. Please call or stop by for current rates.

Equipment and Livestock Loans

Looking to add horsepower to your operation? We have a loan to meet your needs!

  • Pre-approved lines available for new and used machinery and equipment, livestock and minor real estate improvements
  • Flexible repayment terms
  • Competitive rates. Please call or stop by for current rates.

Ag Real Estate Loans

Are you looking to grow? Whether you are acquiring new property, building a new facility, or expanding an existing one, we can make financing your large real estate purchases a lot less stressful. Our loan officers have the tools to structure a financing package that works for you. Contact us today!

CDs Flexible term payments, varying term periods, & compounded interest. Explore >>