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President's Message


Each year, the Flatwater Bank management team begins to discuss what we want to achieve in the upcoming year. What are our Goals?  Most of the time these planning discussions deal with the bank’s continued growth, creating new account relationships, developing new ways to show customer appreciation, and developing the educational plan for providing continued financial education to our communities. The conversations that we have in planning the upcoming year are a great way to have open ideas flowing and allow us to dream about our future. We know where we have been, but where are we planning to go?

As I have mentioned in prior newsletter articles, our bank’s continued focus is to enhance the lives of our customers, team members, and community.  This is the primary focus of our goal setting. Creating the vision and establishing the plan to achieve our goals is key to our continued success, but one of the most important parts to making our goals a reality is communicating them to the team. One of the important goals of any business is to continually focus on not only today’s goals and what is happening now but also tomorrow’s goals and what will be taking place in the future. Planning for the future is difficult as it is less defined and harder to grasp, but this is where businesses and individuals need to focus to ensure continued growth.

Speaking of growth, over the past couple months you may have heard that our bank has purchased a branch in the town of Ansley, Nebraska.  Ansley is a small town east of Broken Bow and it too is an agriculturally based community.  We are excited to grow our bank family and we are looking forward to creating great relationships with the community of Ansley and surrounding areas.  The team members in Ansley consist of a wonderful group of individuals. To celebrate and promote the new bank purchase we hosted a Business After Hours at the branch on Friday, March 29th.  We were excited to meet the community of Ansley.  It is an exciting time for our bank, and it is our goal to work with all the communities and customers we serve to make them the very best.

Luke Signiture

Luke Rickertsen

Past Messages

Bank President Luke Rickertsen